Why Car Insurance Is So Expensive in Michigan

For the fifth year in a row, Michigan has ranked as the most expensive state for Car Insurance. This comes as no surprise. For the past 10 years, Michigan has never fallen out of the top 3 spot for...

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When Should You File A Car Insurance Claim?

When Should You File a Car Insurance Claim? Most of the time, the answer to this question is easy. Filing an insurance claim is an obvious course of action following a car accident. That's what insurance is there for...

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What to Do if You Are a Victim of a Hit-And-Run

More than one hit-and-run crash occurs every minute on U.S. roads, according to a 2018 study from the AAA Foundation for Traffic Safety. That means at least one hit-and-run crash will occur somewhere in the United States by the...

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Use Your Phone as Proof of Insurance

In Fall 205, Representative Aric Nesbitt, R-Lawton, suggested a bill allowing drivers to use their phone as proof of insurance. With technology readily available and so many people having cell phones, why couldn't this be an option? House Bill No....

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Prorated Insurance Rates

There is often a lot of confusion of what a prorated premium is, especially when it comes to your insurance. Your insurance rate is determined based on when you make the change during your term and your billing cycle. What...

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