Michigan Professional Liability Insurance
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Michigan Professional Liability Insurance


Protecting Your Small Business Vitals

Protect your small business from being subject to a professional liability lawsuit. Professional Liability Insurance protects any lawsuits made by a client that may claim negligence or against an error or omission that has been made while performing specific professional services.

We all make mistakes so let our Professional Liability Insurance protect you and your profession against the accidents when they occur.

Professional Liability Insurance Covers Your Small Business From:

  • Negligence - Any mistake, advice or failure to perform tasks.
    • These are things like not supplying the client with the most up-to-date information or plagiarizing without due credit to the person; as well as performing improper services to a client.
  • Defense Costs - Any money that goes into a lawsuit regardless if the company is at-fault or not-at-fault.
    • These are things such as attorney cost, court costs, costs for filing legal documents, costs of expert witnesses and any costs that are associated with investigations.
  • Services Previously Preformed - This is any services that have been currently performed; as well as any previous or future work.
    • Example: If a dentist needs to perform a root canal then has to later insert a crown or extract the tooth. If the client claims negligence both services are covered.
  • Miscellaneous Error and Omission - Protection against financial losses that occur from improperly performing professional duties.
    • Example: A clothing store retains a marketing consultant to assist them in creating a new website and advertising to be completed by a particular date for their upcoming annual sale. The consultant completes the materials on time but fails to send out, in a timely fashion, the email announcing the new website and the sale. The owner of the store sends a demand letter for lost business due to the consultant’s negligence.
  • Technology Services Error and Omission - Covers against any claims against your business for copyrighting purposes (goods, products, or services) that you have advertised.
    • Such as data storage companies and website designers providing technology services; whereas, computer software and computer manufacturers offer technology products.

Get Professional Liability Coverage Before it’s too Late!

Compass Insurance Agency can help cover your business in almost every industry. These include, but are not limited, to the following:

  • Graphic Designers
  • Marketers
  • Accountants
  • Dentists
  • Not-For-Profits
  • Architects and Engineers
  • Property Management
  • Attorneys
  • Pharmacists
  • Veterinarians
  • Optical
  • Consultants
  • Beauticians
  • Travel Agencies


“I’ve been a loyal customer with Compass for many years now. Jack and his team take care of – and manage ALL of my lines of business. The service, staff, companies and selection have passed my expectations. I’m home at Compass”

- Linda C., May 10th -
Business Insured with Compass Insurance Agency Grand Rapids, MI

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