Save on Average $946 Per Year!
Covering your Business Vitals
Keep your business from closing. Protect your business against property damage, bodily harm, medical bills, lawsuits, and libel with general liability insurance.
Business insurance, known as General Liability, protects your company against injury to people and any property damage caused by your normal business operations. It’s coverage for the day-to-day operations of your commercial business when you least expect it.
General Liability Insurance Covers Your Business From:
- Damage to Property - Protects a business from claims of alleged financial losses that arose from any damage that was caused to a third-party person on the premises.
- Example: A spill resulted in a client’s computer to crash. The data that is lost from the spill, as well as the money to fix or new computer, will be covered.
- Injury to People - Protection against certain claims of personal injury of a customer or client due to the business’s operations or products.
- Example: An employee is cleaning up a spill and a customer slips and sprains an ankle. The customer files a claim because there was no sign posted to give notice to the wet floor.
- Payments to Medical - Covers any medical costs from customer or client that was injured on business premises and needs treatment.
- These include: ambulance fees, doctor’s bills, physical therapy (if needed) or the like.
- Costs of Legal Defense - Covers any costs that result from a claim that was pursued through the justice system regardless of fault.
- These costs are things like attorney fees, legal filing fees, court costs, costs of an expert witness, etc.
- Advertising - Covers against any claims against your business for copyrighting purposes (goods, products, or services) that you have advertised.
- Example: A company claims that you used their product idea or slogan as your own without giving rightful credit to the company.
- Libel and Slander - Protection of any harm that was done to a person’s reputation as a result of a falsified statement. Libel is a defamation in written or visual form; whereas, slander is defamation through speech.
- These are things that pertain to false arrests, detention or imprisonments; malicious prosecutions, violation of a person’s right to privacy, and any wrongful evictions from or entry to a place of business or occupancy.
Don’t wait, Get General Liability Coverage Today!
You can never be too careful or concerned. Contact a live Compass Insurance business agent now. No matter how careful you may conduct your business, anyone can sue your company at any given time for liable negligence. Protect your commercial company by strategically letting Compass find you the perfect and most affordable general liability coverage today.