Liability requirements differ from state to state. Insurance rates vary, too. What you need to know about car insurance:
Michigan’s minimum liability requirements:
The average car insurance rate in Michigan:
$1,231.39 per year
It is 38.5% higher than the national annual average.
The state of Michigan requires all of its drivers to carry a minimum amount of car insurance. Penalties for the failure to do so include monetary fines and jail time.
Uninsured motorist, personal liability, collision, and comprehensive coverage are all optional.
Michigan is a no-fault state:
Your insurance coverage will take care of your injury claims up to a specified limit regardless of who was at fault for the accident.