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Don’t let hefty Boat Insurance premiums sink your ship

Compass Boat Insurance is an affordable protection for every type of boat and personal watercraft (PWC), plus it covers more than just your boat. it covers any damages or losses also.

Don’t let expensive boat insurance take the wind out of your sails. Compass Insurance will get you the right quote for your boat. Boat insurance coverage, similar to auto insurance coverage, will encompass:

  • Collision Damage. This is for any coverage that needs to be repaired or replaced such as your boat motor or trailer.
    • Clean-Up from a wreckage may or may not be included, if not additional coverage may need to be obtained.
  • Property Damage Liability. This is coverage for any damages that might be caused to another person’s watercraft, dock or other property and/or structures.
  • Bodily Injury & Personal Liability. Covers any injuries that could have occurred to you, another person, or your passengers who used your watercraft.
    • These include: medical bills, lost income, pain and suffering and any legal expenses.
  • Comprehensive. Is a provision of compensation if your watercraft is vandalized, stole or damaged in any situation other than a collision.
    • The amount of compensation depends on deductibles, limits and whether the insurance covers the watercraft's actual cash value, and replacement cost or agreed upon value.

Additional boat coverage options include:

  • Coverage for medical payments
  • Fishing equipment
  • Oil spills
  • Personal property
  • Roadside assistance
  • Damages and injuries from accidents caused by other watercraft users who are uninsured or underinsured

Most marinas, as well as, your finance company require some sort of form of Boat and Personal Watercraft Insurance. Make sure you get the correct coverage so you can spend your hours on the water, instead of washed ashore in worry. At Compass we want to make sure your friends and family are covered, as well as, your boat in the event of a claim, or accident. Call us today or fill out our fast and easy quote form and our live agents will get in contact with you promptly.


“We just transferred several policies here. Auto, home, cottage, and commercial. Paul was extremely helpful in evaluating our needs and found some areas where we had gaps in our previous policy. Best part is we now have better coverage and a lower bill!! We left our previous agency because of frustrations with their communication and service and have been very happy with our experience with Paul and Compass Insurance.”

- Maribeth B., November 8th -
Home, Car, & Business Insured with Compass Insurance Agency Grand Rapids, MI

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