Kick off summer the right way, but first, let’s take a moment to understand the importance of insuring your vehicles and property by reviewing the 4 summer questions only an insurance agency can answer.
We pulled out the summer toys, hit the open road, and swam in the Great Lakes. Some of us have started house projects to invest in the longevity of our home and save money down the road. This summer, we’re making sure we keep ourselves protected with the right insurance coverage.
Seasonal Motorcycle Insurance
It’s time to hit the open road and take off on a road trip or head to the beach. The first thing you want to make sure you do is to ensure you have the right insurance coverage for your motorcycle. Basic coverages you want to have on your policy include Bodily Injury Property Damage Liability, Comprehensive and Collision, Personal Injury Protection, and Uninsured/Underinsured Motorists. An accident can happen at any time, and you want to be ready.
The average cost of motorcycle insurance varies due to regional factors, type of bike, and you as the driver. If you think the cost of not having motorcycle insurance is cheaper, you couldn’t be more wrong. Not only does Michigan require you to have coverage, but in the event of an accident, you pay everything out of pocket.
Homeowner Insurance Summer Tips
We love saving money any way we can and owning a home can sometimes feel like a money pit. However, there are easy home projects you can do that help save money on your homeowner’s insurance premium this summer in the long run.
Upgrading your roof adds years to your home and keeps your home strong against the elements. Updating your electrical components keeps your home, and your family, safe from fire hazards. If you have an issue with your plumbing, you’re not only spending more on water bills but risking sewer and septic issues that can lead to a flooded yard. While these renovations can be expensive up front, you are not only adding value to your home, but you’re saving money on your insurance premium. Who doesn’t love saving money?
Summer Driving Tips For Michigan’s Young Drivers
Summer is the perfect time for teen drivers to take a driver’s education courses. It’s important to talk to them about road safety and distractions. They may not realize it, but summer also has road hazards of its own, so let’s talk about some summer driving tips for Michigan’s young drivers.
Warm weather means there are people everywhere- walking downtown, playing in neighborhood streets, and moving through parking lots. It’s important to be aware of moving objects. This includes bikes and motorcycles. Some bikers aren’t as road conscious and zip in and out of cars. Make sure your teen understands how important it is to check their blind spot before switching lanes and to keep a safe distance from the driver in front of them. Roadway obstacles are also common with construction zones. Cones, workers, equipment and other materials can get in the way. Teach your teen how to plan different routes to their destination and take their time. Lastly, have them keep a pair of sunglasses in their car. The sun is bright and causes glare making it hard to see. Sunglasses and their sun visor will help prevent them from getting in an accident and reduce glare.
Do I Need Boat Insurance Year-Round?
Once the summer ends, you can keep your boat insured and save money. Despite the popular belief of canceling your insurance at the end of the season, you risk a greater loss. Keeping basic insurance on your boat in the offseason keeps you protected in the event of an accident. If your boat is damaged in storage, insurance helps cover the repair costs. Some storage units may require you to keep basic coverage as well, and if you paid cash, your lenders require you to have insurance. Did you know you can also be rewarded for keeping your boat insured in the off-season? Some insurance companies will reward their clients with a deductible reduction each year you’re claim free. You could be one of them! So, if you asked yourself if you need boat insurance year-round, the simple answer is yes.
Contact The Top Michigan Insurance Agency & Enjoy Summer While Being Fully Covered!
Don’t let the fun of summer cost you savings in insurance. Compass Insurance Agency works with over 17 different carriers. Our position allows us to shop around and compare premium costs. We’ll make sure you have the right coverage at an affordable rate. It’s our goal to make sure our clients are well taken care of and well informed. To get a quote and find out how we can save you money this summer, call us today at 616-965-6271!