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Employers Liability Insurance VS Workers Compensation

Employers Liability Insurance VS Workers Compensation

Feb 25, 2016 | Commercial Insurance, Liability Insurance, Workers Comp

Employer’s Liability Insurance (EL) provides coverage to the employer for any work-related bodily injury or disease aside from the liability that is already imposed on the employers by the worker’s compensation law. These have to prove that employer negligence...
Workers Compensation Insurance Information For Michigan Companies

Workers Compensation Insurance Information For Michigan Companies

Feb 23, 2016 | Commercial Insurance, Workers Comp

Workers compensation is a system that is used to provide wage replacement, medical expenses, death benefits, and rehabilitation benefits to workers who suffer a work-related injury in exchange for wavering the employee’s right to sue his or her employer. This is...
Commercial Umbrella Insurance Coverage Basics

Commercial Umbrella Insurance Coverage Basics

Feb 17, 2016 | Commercial Insurance, Umbrella Insurance

Commercial Umbrella Insurance Coverage is designed to provide protection against any catastrophic losses.  It serves three purposes: To provide excess limits when the limits of underlying liability policies are exhausted by the payment of claims To drop down and pick...
Commercial vs Personal Auto Insurance

Commercial vs Personal Auto Insurance

Feb 16, 2016 | Auto Insurance, Commercial Insurance

The subject of commercial vs personal auto insurance may bring up some valid questions. What is the difference between the two? When should I consider commercial auto insurance? Is commercial auto insurance more expensive than personal auto insurance? Personal Auto...
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